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Operating your business can be a daunting task. From growing your business to keeping up with the latest online solutions, we know that time is one of the most important assets a business owner must manage. The C&F Resource Center is designed to save you time and help you learn best practices and receive information from other business owners and experts who have faced some of the same challenges as you. Our goal is to help your business succeed. We hope you enjoy this information.

Cyber Thieves Stepping up Phishing Attacks on Businesses

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Your Financial Wellness

Business Financial Wellness

Information and these calculators are made available by one or more third party service providers. All examples are hypothetical and are for illustrative purposes. C&F Bank cannot guarantee that the information provided or the calculators are accurate, complete, or timely. Federal and state laws and regulations are subject to change. Changes in such laws and regulations may have a material impact on pre-and/or after-tax investment results. C&F Bank makes no warranties with regard to these calculators or the results obtained by their use. C&F Bank disclaims any liability arising out of your use of these calculators.

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Financial Calculators and Tools

Financial Worksheets

Financial Worksheets

WARNING: THE WEBSITE DOES NOT SAVE ANY INFORMATION THAT YOU MAY INPUT INTO OR OBTAIN FROM A FINANCIAL CALCULATOR OR WORKSHEET. PLEASE PRINT ANY INFORMATION YOU WISH TO PRESERVE, AND/OR SAVE IT ON YOUR COMPUTER'S HARD DRIVE (IF THE PROGRAM PERMITS YOU TO DO SO).

THE FINANCIAL CALCULATORS AND WORKSHEETS AVAILABLE ON THIS WEBSITE ARE PROVIDED TO ASSIST YOU IN YOUR BUSINESS, BUT ARE NOT INTENDED TO BE A SUBSTITUTE FOR YOUR INDEPENDENT PLANNING EFFORTS. PLEASE DOUBLE CHECK ANY CALCULATIONS BEFORE RELYING UPON THEM IN MAKING DECISIONS.

  • Business Plan Template - A good business plan tells your investors & employees how your revenues are turned into income.
  • Income Statement Template - This template, also called a Profit/Loss template, shows how your business incomes are turned into net income by the expenses from income.
  • Cash Flow Template - This template helps you know what income came in, what went out, and what funds are left.
  • Balance Sheet Template - This template lets you know what your business is worth. What are your assets and liabilities and what do you expect your expenses to be.
  • Operating Budget Variance Template - This template is designed to help analyze items from the Income Statement and the Balance Sheet with your annual to see how you are doing in meeting your goals.
  • Start-up Expense Template - This template lists all of your start-up costs in the appropriate business category.

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